RESIDENTIAL

Property Management: 7 Steps to Achieving Peace of Mind

Being a landlord allows you to earn income from your properties. But it’s not always smooth sailing. Here are 7 steps to tackling the risks associated with owning and managing a buy-to-let property

property investors

What Global Trends can Property Investors Leverage?

Property investors can tap into the potential offered by both short- and long-stay accommodation demands from the international community.  

earn under R22 000

Earn Less Than R22 000 a Month? You Can Still Buy a Home

A property developer is helping South Africans earning under R22 000 a month access an “underutilised” government housing subsidy to assist those wishing to become first-time homeowners.

rental income

Ensure Your Rental Income is Covered Even if Your Tenants Don’t Pay the Rent

These may be uncertain times we’re living in, but your rental income doesn’t have to be. 

rental insurance

Do you Need Rental Insurance Cover?

The rental market has not been at levels like this since the 2008 financial crisis, says Paul Stevens, CEO of Just Property. Industry data analysts report that fewer than 80% of tenants are in good standing. What does that mean and how do you secure the right tenant for your rental property?  

rental agents

3 Things Normal Rental Agents Won’t do for Property Investors

What are the extras that you typically won’t get from a normal rental agent, but are crucial to have as a property investor?

relocate

Western Cape Schools see a Spike in Applications From Families in Gauteng Wanting to Relocate

Approximately 30% of our admissions are from families wanting to relocate to the area from Gauteng and because we have boarding facilities some send their children ahead. This number has steadily increased since the beginning of the year

graduates

How You Can Go From Graduate to Homeowner

After completing their studies, most graduates will begin their career path. Here’s how you can buy your first home.

home loan

Applying for a Home Loan? Here’s What the Banks are Looking for

Applying for a home loan is the most important step on the home buying journey, but many first-time applicants are in the dark about what the banks – the institutions with the power to approve these home loans- are looking for.

refinance

Should you Refinance Your Home or Take Out a Secured Personal Loan Instead?

Being wary of taking on debt is a wise default position. Borrowing cash to fund unnecessary extravagances will probably only buy you more worries in the long term. Of course, there is also a good side to debt, and it can be a big benefit to you if used appropriately.

afford property market

Can’t Afford to Get Into the Property Market? Think Again

The real question to ask these days is not whether you can afford to get into the property market, it’s rather, can you afford not to?

credit score

4 Tips to Improve Your Credit Score & Buy Your First Home

Make buying your dream home an informed purchase by knowing your credit score. Buying a new home is an exciting and emotional decision – but it should also be an informed decision, says Carl Coetzee, CEO of BetterBond. “With record-low interest rates, affordability levels have increased and more aspirant buyers can now afford to apply […]

investing in property

6 Practical Steps to Consider When Investing in Property

The interest rate is the lowest it has been in decades, but property is a long game and there are practical steps to consider when investing.

Real Estate Masters Summit

The Real Estate Masters Summit 2021: Strategies to Predictably, Reliably Grow Your Real Estate Business

The Real Estate Master Summit (REMS) 2021 is a free, 7-day event, packed with knowledge bombs that are sure to invigorate any real estate business owner, whether they’re just starting out in this industry or already have a sizable business they’re looking to grow.

investment in home improvements

Investment in Home Improvements Continue to Rise Since The Start of Lockdown

One of the trends that have emerged since Lockdown is South Africans’ increased investment in home improvements.

Things To Look Out For When Buying Your First Home

Buying Your First Home? Consider These 4 Things First

When buying your first home, it’s essential to know your financial limits. Knowing how much you could qualify for is only the start.

attract qualified tenants

3 Tips to Attract Qualified Tenants in the Current Market

Landlords will need to ensure that their rental property is attractive as possible to attract qualified tenants in the current market.  

is property still a safe investment post covid-19

Will Property Investments Post Covid-19 Still be a Safe Option?

Reality TV dreams of upgrading and flipping a fixer-upper are more challenging in a market, like the current environment, that has an overabundance of stock and a shortage of customers.

how to make an offer on your first property

How to Make an Offer on Your First Property

“Remember that an Offer to Purchase (OTP) is legally binding, so only offer what you can afford. Make sure everything else is in order and soon you’ll be holding the keys to your new home,” says Carl Coetzee, CEO of BetterBond. 

before moving into your new home, consider these 6 things

Six Things to do After you’ve Bought Your First Home

Before you move into your new home, you need to consider these top 6 things.

thinking about semigrating? Here's how you can make a smooth move of of town

Thinking about Semigrating? Here’s how you can Make a Smooth Move out of Town

There are many factors to consider before you make the leap from city to country living, starting with the real costs of relocating.

An Estate Experience

An immersive exploration into what it feels like to live in an estate – Silver Showcase invites you to sit back, plug in and start your journey.

co-owning a property

Happily Ever After: How to Safely buy Property with a Partner

Co-owning a home – or even an investment property – can be a great way to start building a future together. Just like any other big commitment, however, it’s not something that should ever be rushed into.

the future of sustainable living

Invest in the Future of Sustainable Living

Invest in your future & sustainable living with as little as R275 000.  Get everything you need in one place.

millennials move back to the burbs

Semigration Trend – Millennials Head Back to the ‘burbs

As Generation Z flocks to the cities, more and more members of Generation Y (more popularly known as Millennials) are steadily moving back to the suburbs to live with their parents and often, their siblings and grandparents too.

learn how to protect your property investment during covid

Protecting Property Investments in a Challenging Market

You can’t afford to fall behind on property trends and legislative requirements, least of all if you’re a Trustee or Scheme Executive, so make sure you equip yourself in every possible way.

The Problem With Most Estate Marketing is the Lack of Imagination

‘It’s all just the same, isn’t it?’ asks Pieter Verwey, more a statement than a question. According to Verwey, multiple award-winning Creative Director of Silver Fox a.r.e, most marketing today, especially in the high-end estate realm, are just cookie cut-outs of the same theme.

5 Defects to Look Out for When Buying a Home

Purchasing a property is a major investment that should be considered carefully. On the surface, a home could be stunning, but there might be underlying issues that, if overlooked, could cost you a lot to repair.

Utility Management Becomes an Urgent Priority for New Developments

When Eskom informed Parliament in September that rotational power outages were here to stay until at least March 2022, many consumers took a hard look at how they could become less reliant on the national grid.

Now Would be a Good Time to Love Where You’re Living

It took a lockdown to show us the faults in our thinking. To understand what it is that is important. It took time away from distraction to realise that life is short, that possession is a trap, and that there has to be more to it than first-world luxuries, wrapped in the ever-important guise of making more money instead of more time.

How to Spot a Neighbourhood on the Rise

Not all of us can afford the “bargains” on offer in South Africa’s property hotspots. Are there still opportunities available for those with a little less to spend.

Rules for Changing the Rules of Your Sectional Title Scheme

If the owners in a specific Sectional Title scheme want to make new “house rules” for their scheme, it’s very important that they follow the proper procedure, says Berry Everitt, CEO of the Chas Everitt International property group.

Before you Buy Your First Home, do These 8 Things

A common mistake amongst first-time buyers is buying impulsively and based on emotion. “To avoid this, view your property as an investment – be rational, do your homework and take your time in making your purchasing decision,” says Grant Smee, Managing Director of Only Realty.

10 Things to Ask your Rental Payment Provider

There are many payment applications and software providers claiming to do all it takes to manage rental payments, but rental payment processing is not for the unprepared. These are the top 10 questions you should ask rental payment providers to ensure you’re getting the best value for money.

Letting Agents: Why You Need One and How to Find a Good One

“The Covid-19 pandemic has highlighted the fact that managing such properties – and tenants – is becoming ever more complex, and that there are not many private investors with the specialist knowledge or time to do so. Increasingly, they need help from properly trained and qualified letting agents who also comply with relevant legislation and regulations.”

The Science Behind ROI

Return on investment is a tricky thing. On the one hand, you have to consider what you are paying, what the rental possibilities are like, what the market is doing-now and ten years from now. And on the other hand, what the weather is doing.

The New Three L’s of Property

When it comes to property, most estate agents will tell you that the three L’s are, and have been since forever: Location. Location. Location. They are not wrong. But they are also not right. Because the new three L’s go beyond just positioning. The new order of the day is Location, Luxury and Lifestyle.

Could Co-Living Be The Solution To Save On Rentals Post-COVID-19?

Flyt Property Investments says that we should see the upgrade of communal living enjoy a re-surge of popularity in South Africa. This will provide a post-Covid living option which will also bridge the gap for urban residents looking for homes that provide secure micro-spaces, shared living areas, and common spaces at affordable prices.

Sell fast – There’s Another Real Estate Slowdown On The Way

If you’re a home seller, now is not the time to withdraw your
property from the market in the hopes of selling it at a higher
price next year.

Covid Casualties – The Importance of a Solid Agreement of Sale

“I am continually amazed at people who sign agreements for millions of rand in property purchases without consulting a lawyer. The problem is that many offers to purchase have either been over-edited or are simply not comprehensive.”

Realistic Buyers – As Property Market Rebounds

While the market has picked up significantly and Seeff ended July with the highest sales in six years, buyers putting in low offers are left disappointed, says Samuel Seeff, chairman of the Seeff Property Group. Contrary to expectation, sellers in many areas are achieving close to and often full asking price in the lower price […]

Why you Should Consider Professional Indemnity Cover as an Estate Agent

Property professionals operate today in an environment of ever-increasing requirements for better transparency, disclosure, accountability and governance.  Professional indemnity cover in the real-estate world is very similar to medical malpractice cover for doctors. While the sale or rental management of a client’s home may not require the precision of a surgeon, even a simple property […]

How To Decide Between A Freehold or Sectional Title

For many buyers, sectional title living offers heightened security, affordability and a more communal way of life. However, sectional title ownership comes with a variety of ownership responsibilities and legalities of which buyers are not always aware. “There are considerable differences with regards to investing in the two type of properties. When purchasing a freehold […]

Landlord’s Guide to Rental Collections During Lockdown

While we like to think that our lease agreements protect us during times like these, the reality is that the current lockdown and subsequent economic fallout is something none of us could have predicted or fully prepared for.

Own A unit In A Luxury Development For Just R996 pm

A once-in-a-lifetime opportunity to secure a luxury unit in the brand-new Newlands Peak development for as little as R996 per month.

COVID-19: Advice For landlords

The eviction process protects tenants, but landlords still have rights The global spread of COVID-19 has impact millions of people worldwide and locally. Many have been placed on unpaid leave, others have been informed of a reduction in salary or completely lost all income. This has led to the inability of many tenants to continue […]

Buying A Home Can Stimulate The Economy

South Africa’s GDP contracted by 2% in the first quarter of 2020, during which lockdown had only just begun. This means that there will be worse news to follow for the second quarter of the year when lockdown restrictions were in full force and real estate services were unable to operate until alert level 3. […]

Property Sellers – Prepare Overstocked Market

Economic fall-out of Covid-19 will be that more property listings will flood the market as many property owners will be forced to sell for financial reasons.

Tips For Late Paying Tenants

Steps landlords should take before they can issue a defaulting tenant with an eviction notice.

‘New Normal’ Impacts The Property Sector

The South African Reserve Bank has cut the repo rate to a record low of 3.75% since the beginning of this year, with the hope that this will help alleviate the anticipated sharp contraction in South Africa’s economic activity.

Estate Living – Increasing Appealing Post-Lockdown

The growing possibility that a life with some form of lockdown restrictions, face masks and social distancing may well persist into 2021

Before You Buy Into An Estate

If you buy a freehold home in an estate or any other gated development, the future value of your property will depend very heavily on how well that development is managed by the Home-Owners’ Association (HOA) and its directors.

Changing To Adapt To New Conditions Post Covid-19

People often talk glibly about adapting to change, but in the wake of the Covid-19 pandemic and ensuing economic crisis, it seems more likely that we are going to have to fundamentally change in order to adapt to new situations, conditions and environments in the future. 

Lockdown level 4 – what now for evictions and moving house?

Lockdown level 4 – are evictions allowed? The easing of the rigorous lockdown rules that governed us for five weeks was met with rejoicing by most South Africans, particularly those with dogs and athletes who were missing their daily runs/cycle rides.

Deeds Office Reopening

News that the various Deeds Offices around the country are permitted to open soon is very positive news for homeowners whose concluded property sales can now be processed and proceeds received.

Home Sales: Looking Beyond Price To Get Deals Done

“Factors such as the deposit, valuation, financing, any inspections required, fixtures and fittings and the occupation date are important considerations that must not be overlooked.”

Planning To Sell? Don’t Exit The Market Now

If your home has already been listed for sale, now is not the time to take it off the market – and if you are thinking of selling for any reason, now’s the time to get it listed.   That’s the advice of Berry Everitt, CEO of the Chas Everitt International property group, who says that […]

Understanding the Transfer & Registration Process

While sales can be lined up during the lockdown period through virtual showings and online communications, no deals can be finalised until the Deeds Office reopens after the lockdown has been lifted. 

12 Easy Ways to Reduce Your Water Bills

South Africa has limited water resources so even at the best of times, we should all be thinking about ways to save water.

Opportunity Knocks for Low-Income Buyers

As interest rates tumble and property prices come under pressure in the months following the immediate Covid-19 health crisis, lower-income families could be presented with their best opportunity in almost a decade to become home-owners.

Need Help with Your Home Loan? Act Fast

The bank is offering opt-in payment relief to all customers whose accounts were up to date prior to the Covid19 crisis.

COVID-19 Options for Sectional Title Levy Relief

There are several actions that Sectional Title trustees can take now to ease the financial pressure on owners who may be struggling to pay their levies as well as their home loan instalments and other debt commitments.

5 Ways to Build Your Property Portfolio Despite Covid-19

We find ourselves in challenging times. The COVID-19 virus has brought the world and economies to a near stand-still

Don’t Lose Your Home To The Lockdown

Many home-owners are worried about not being able to pay their bond instalments over the next few months…

Selling & Buying Properties under Challenging Circumstances

How do we continue buying or selling properties in light of President Cyril Ramaphosa’s declaration of the COVID-19 pandemic as a national disaster?

Selling a Home During a Lockdown

The current spread of coronavirus (COVID-19) and the efforts to contain it have impacted almost all aspects of daily life.

For Property Investors it Remains a Buyers’ Market

Lightstone Property recently released their Residential Property Indices for March 2020. This is based on analysis of data….

Want a tax break? Invest in property

As we enter the new financial year, it’s time to start thinking about tax savings – or strictly speaking, what….

Simple steps to help you secure the perfect rental home

The South African residential rental market has been a tenants’ market for some time. Despite this, market research….

How to boost your chances of getting a joint bond

Not many of us can afford the home or investment property of our dreams on one income, which is why more and more….